INSURANCE CONSULTING ROCHESTER NY
From a small business to an individual, having an appropriate insurance program is vital in protecting your business or family.
INSURANCE PLANNING & PLACEMENT
We believe that an appropriate insurance program is critical for each client to prevent the financial hardship that often results from a catastrophic loss. For small businesses this may mean protecting against the loss of a key person through a properly funded buy-sell agreement. For individuals this may mean protecting the family against the loss of an income producing member with disability and/or life insurance. Or perhaps a client's top priority is to protect their assets against the soaring costs of a prolonged nursing home stay through long-term health care insurance.
Regardless of the insurance product needed, we have the flexibility to research a variety of carriers to find our clients the most competitive premiums in the marketplace. To determine the proper amount of insurance needed we perform survivor analysis using industry leading software. This approach provides our clients with the right amount of insurance at the right price.